Can I Convert My 2nd Mortgage To An Unsecured Loan?
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The sale of your home cannot be completed without paying off the 2nd mortgage. No, it is not possible.
If you have any equity in your home talk to bank that can offer you a home equity line of credit. They have much lower interest rates than 2nd mortgages and are also interest only payments. For $13k you would be be paying less than $50 bucks a month. All these private loan companies charge interest rates of 8 to 10 percent on 2nd mortgage loans compared to a prime rate your bank would offer through a HELOC (home equity line of credit).
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